Cain Finance
Legal

Earn Terms

Last updated: May 31, 2026

These Earn Terms ("Earn Terms") govern your participation in any yield-generating, interest-bearing, staking, lending, or rewards-based products offered through Cain Finance (the "Earn Services"). These Earn Terms are incorporated into and form part of the Cain Finance Terms of Service. By using the Earn Services, you agree to these Earn Terms in full. If you do not agree, you must not participate in any Earn Services.

1. Nature of Earn Services

Cain Finance Earn Services are digital asset yield interfaces that may provide access to third-party liquidity markets, decentralized finance protocols, lending pools, staking mechanisms, or other blockchain-based yield strategies.

The Earn Services are software-based interfaces only. Cain Finance does not itself operate a bank, deposit-taking institution, or regulated investment fund. You acknowledge that Earn Services are experimental financial tools involving significant risk.

2. No Deposit or Banking Relationship

Nothing in these Earn Terms shall be interpreted to mean that:

All assets used in Earn Services remain digital crypto assets subject to blockchain network risks and third-party protocol exposure.

3. Acceptance of Risk

By participating in Earn Services, you expressly acknowledge and accept that:

You assume full responsibility for all outcomes arising from your participation.

4. Variable and Non-Guaranteed Yield

Any displayed interest rates, APY figures, or reward estimates are:

Cain Finance does not guarantee that any specific yield will be achieved or maintained.

5. Asset Pooling and Use

Where applicable, you acknowledge that assets deposited into Earn Services may be:

Cain Finance does not guarantee segregation of assets within underlying protocols.

6. Third-Party Protocol Dependency

Earn Services may rely on external blockchain protocols, validators, liquidity providers, or smart contracts. Cain Finance has no control over and assumes no responsibility for:

7. No Guarantee of Liquidity or Redemption

While Cain Finance may provide withdrawal functionality, liquidity is not guaranteed. Withdrawals may be delayed, limited, or unavailable due to:

Cain Finance is not liable for delays or inability to withdraw assets.

8. Platform Discretion

Cain Finance reserves the right to modify, suspend, or terminate Earn Services at any time, including adjusting yield strategies, changing reward mechanisms, adding or removing supported protocols, or restricting access to certain Earn products. Continued use of Earn Services constitutes acceptance of such changes.

9. Fees and Reward Structure

Cain Finance may charge fees in connection with Earn Services, including but not limited to performance fees, management fees, or protocol routing fees. Fees may change at any time without prior notice.

10. No Warranties

The Earn Services are provided on an "AS IS" and "AS AVAILABLE" basis without warranties of any kind, including merchantability, fitness for a particular purpose, non-infringement, continuous availability, or profitability or yield generation.

11. Limitation of Liability

To the maximum extent permitted by law, Cain Finance and its affiliates, contributors, developers, and partners shall not be liable for any losses arising from participation in Earn Services. This includes loss of deposited assets or digital tokens, loss of expected or actual yield, smart contract failure or exploitation, third-party protocol failure or insolvency, and market volatility or liquidity collapse.

Cain Finance's total liability shall be limited to the total fees paid by the user in the 12 months preceding the claim, or £0 if no fees were paid.

12. No Fiduciary Duty

Nothing in these Earn Terms creates any fiduciary, advisory, agency, or trust relationship between Cain Finance and users. Cain Finance does not act in your best financial interest and has no obligation to do so.

13. Tax Responsibility

Users are solely responsible for determining and fulfilling any tax obligations arising from participation in Earn Services. Cain Finance does not provide tax advice.

14. Termination and Suspension

Cain Finance may suspend or terminate access to Earn Services at any time, with or without notice, for any reason including security, compliance, or operational concerns.

15. Force Majeure

Cain Finance shall not be liable for any failure or delay in performance resulting from events beyond its reasonable control, including blockchain failures, cyberattacks, regulatory actions, or infrastructure outages.

16. Indemnification

You agree to indemnify and hold harmless Cain Finance from any claims, liabilities, losses, or expenses arising out of your use of Earn Services or violation of these Earn Terms.

17. Entire Agreement

These Earn Terms, together with the Cain Finance Terms of Service, constitute the entire agreement governing Earn Services.

18. Severability

If any provision is found invalid or unenforceable, the remaining provisions shall remain in full force and effect.

19. Governing Law

These Earn Terms shall be governed by the jurisdiction selected by Cain Finance in its Terms of Service.

Important Notice

Participation in Earn Services involves substantial risk, including the potential loss of all deposited assets. No returns, yields, or liquidity are guaranteed under any circumstances. Cain Finance © 2026. All rights reserved.